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Bend Chamber of Commerce
Health Plan Options

Thanks to their Bend Chamber membership, your clients
can access health plan benefits usually reserved for larger organizations
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Benefit features

  • No referrals required
  • All out-of-pocket costs go toward annual limit
  • On-demand video or phone-based telehealth doctor visits through our provider partners, including Teladoc®
  • Centralized HR and benefits services from the Zywave Client Cloud portal
  • No-cost preventive care
  • HSA plans available
  • Worry-free travel with global emergency medical services from Assist America®
  • Orthodontic coverage is available to groups of 10 or more enrolled employees
  • Employee Assistance Plan offered through Cascade Centers, Inc.
  • Calendar-year benefits
  • Optional Vision coverage
  • Save 8% on dental plans, when paired with a medical plan
  • Dental plans are available to all medical groups and on a stand-alone basis for groups of five or more.
  • Chiropractic and acupuncture benefits embedded 

Premier plans feature these additional benefits

  • Deductible waived for outpatient physical therapy visits
  • Deductible waived on lab tests and X-rays
  • Urgent care covered for the same copay as an office visit with a specialist
  • Combined deductible for in- and out-of-network services

Check out our documents and forms for more benefits and plan details.

Plan participation requirements

To participate in one of the Chamber plans, organizations must:
 

Maintain membership in good standing

 Have an associate agreement with the Bend Chamber

 Have at least two people enrolled in a group

Note: domestic partner benefits are available to all groups.

2021 Medical Plans

Plan type                    Deductible Out-of-pocket max

Preventive services

No deductible,
member pays

Office visits

After deductible,
member pays

Summaries

by network
with 10-50-75
Pharmacy Plan

Summaries

by network
with 10-50p-50p
Pharmacy Plan

1000+25-50_20 S2

Premier Plan

$1,000 $4,000 Covered in full Primary care: $25*
Urgent care: $50*
Specialist: $50*
Navigator
Pathfinder
SmartChoice
Voyager

Navigator 
Pathfinder 
SmartChoice
Voyager

1500+25-50_30 S2

Premier Plan

$1,500 $5,000 Covered in full Primary care: $25*
Urgent care: $50*
Specialist: $50*
Navigator
Pathfinder
SmartChoice
Voyager
Navigator 
Pathfinder 
SmartChoice 
Voyager

2000+25-50_30 S2

Premier Plan

$2,000 $6,850 Covered in full Primary care: $25*
Urgent care: $50*
Specialist: $50*
Navigator 
Pathfinder
SmartChoice
Voyager
Navigator 
Pathfinder 
SmartChoice
Voyager

3000+35-60_30 S2

Premier Plan

$3,000 $7,500 Covered in full Primary care: $35*
Urgent care: $60*
Specialist: $60*
Navigator
Pathfinder
SmartChoice
Voyager
Navigator 
Pathfinder 
SmartChoice
Voyager

4000+35-60_30 S2

Premier Plan

$4,000 $7,500 Covered in full Primary care: $35*
Urgent care: $60*
Specialist: $60*
Navigator
Pathfinder
SmartChoice
Voyager
Navigator 
Pathfinder 
SmartChoice
Voyager

5000+35-60_30 S2

Premier Plan

$5,000 $7,500 Covered in full Primary care: $35*
Urgent care: $60*
Specialist: $60*
Navigator
Pathfinder
SmartChoice
Voyager
Navigator 
Pathfinder 
SmartChoice
Voyager
HSA 3000_50_Rx S2 $3,000 $6,000 Covered in full Primary care: 50%
Urgent care: 50%
Specialist: 50%
Navigator 
Pathfinder
SmartChoice
Voyager
 
HSA 4000+Rx S2 $4,000 $4,000 Covered in full Covered in full Navigator 
Pathfinder
SmartChoice
Voyager
 
HSA 6000+Rx S2 $6,000 $6,000 Covered in full Covered in full Navigator 
Pathfinder
SmartChoice
Voyager
 
Chamber Core
2500+35-70_50 S2
$2,500 $7,500 Covered in full Primary care: $35*
Urgent care: $70*
Specialist: $70*
  Navigator 
Pathfinder 
SmartChoice
Voyager
Chamber Core
5000+35-70_50 S2
$5,000 $8,000 Covered in full Primary care: $35*
Urgent care: $70*
Specialist: $70*
  Navigator 
Pathfinder 
SmartChoice
Voyager

*Not subject to deductible

 

2021 Dental Plans

Plan type Deductible Annual max benefit

Preventive services

No deductible,
member pays

Basic services

After deductible,
member pays

Major services

After deductible,
member pays

Summaries

by network

Dental Advantage
0-20-50 50-1000
$50 $1,000 Covered in full 20%

50%

Dental

Dental Advantage
20-50-75 50-1000
$50 $1,000 20% 50%

75%

Dental

Dental Advantage
0-20-50 50-1500
$50 $1,500 Covered in full 20%

50%

Dental

Orthodontia 1000        

 

Dental

2021 Vision Option

Vision 10-200 S2

2020 Medical Plans

Plan type                      Deductible Out-of-pocket max

Preventive services

No deductible,
member pays

Office visits

After deductible,
member pays

Summaries

by network
with 10-50-75
Pharmacy Plan

Summaries

by network
with 10-50p-50p
Pharmacy Plan

1000+25-50_20 S2

Premier Plan

$1,000 $4,000 Covered in full Primary care: $25*
Urgent care: $50*
Specialist: $50*
Navigator
Pathfinder
SmartChoice
Voyager
Navigator 
Pathfinder 
SmartChoice
Voyager

1500+25-50_30 S2

Premier Plan

$1,500 $5,000 Covered in full Primary care: $25*
Urgent care: $50*
Specialist: $50*
Navigator
Pathfinder 
SmartChoice
Voyager
Navigator 
Pathfinder 
SmartChoice
Voyager

2000+25-50_30 S2

Premier Plan

$2,000 $6,850 Covered in full Primary care: $25*
Urgent care: $50*
Specialist: $50*
Navigator 
Pathfinder 
SmartChoice
Voyager
Navigator 
Pathfinder 
SmartChoice
Voyager

3000+35-60_30 S2

Premier Plan

$3,000 $7,500 Covered in full Primary care: $35*
Urgent care: $60*
Specialist: $60*
Navigator
Pathfinder 
SmartChoice
Voyager
Navigator 
Pathfinder 
SmartChoice
Voyager

5000+35-60_30 S2

Premier Plan

$5,000 $7,500 Covered in full Primary care: $35*
Urgent care: $60*
Specialist: $60*
Navigator
Pathfinder
SmartChoice
Voyager
Navigator 
Pathfinder 
SmartChoice
Voyager
HSA 3000_50_Rx S2 $3,000 $6,000 Covered in full Primary care: 50%
Urgent care: 50%
Specialist: 50%
Navigator 
Pathfinder 
SmartChoice
Voyager
 
HSA 4000+Rx S2 $4,000 $4,000 Covered in full Covered in full Navigator 
Pathfinder 
SmartChoice
Voyager
 
HSA 6000+Rx S2 $6,000 $6,000 Covered in full Covered in full Navigator 
Pathfinder 
SmartChoice
Voyager
 
Chamber Core
2500+35-70_50 S2
$2,500 $7,500 Covered in full Primary care: $35*
Urgent care: $70*
Specialist: $70*
  Navigator 
Pathfinder 
SmartChoice
Voyager
Chamber Core
5000+35-70_50 S2
$5,000 $8,000 Covered in full Primary care: $35*
Urgent care: $70*
Specialist: $70*
  Navigator 
Pathfinder 
SmartChoice
Voyager

*Not subject to deductible

 

 

2020 Dental Plans

Plan type                Deductible Annual max benefit

Preventive services

No deductible, member pays

Basic services

After deductible,
member pays

Major services

After deductible,
member pays

Summaries

by network

Dental Advantage
0-20-50 50-1000
$50 $1,000 Covered in full 20%

50%

Dental

Dental Advantage
20-50-75 50-1000
$50 $1,000 20% 50%

75%

Dental

Dental Advantage
0-20-50 50-1500
$50 $1,500 Covered in full 20%

50%

Dental

 

2020 Vision Option

Vision 10-200 S2

 

2020 Chiropractic and Acupuncture option

Chiropractic Manipulation and Acupuncture 1000-0120

Documents and forms

2021

2020

Looking for other forms? Visit our documents and forms page

Benefits for you and your clients

coin falling into a hand
Affordable rates
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Flexible benefits
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5% Wellness discount
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12-Month rate guarantee
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Easily work with us via our secure Producer portal, InTouch

Broad care and product options

In-network care throughout Oregon AND our four-state area

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A variety of products based on where your group is headquartered

Voyager - all of Oregon
Navigator - Clackamas, Multnomah, Washington, Yamhill, Crook, Deschutes, & Jefferson counties
SmartChoice - Benton, Lane, Linn, Marion, Polk, Coos, Curry, Douglas, Jackson, and Josephine counties
Pathfinder - Clackamas, Washington, & Multnomah counties

Questions?

For you or your clients, help is never more than a phone call away.

Johnson Benefit Planning
541-382-3571
or toll-free 800-314-3571
Fax: 541-382-3807
Email: lisa@johnsonbenefitplanning.com
Web: JohnsonBenefitPlanning.com
777 NW Wall St Ste 100, Bend OR 97703

Bend Chamber of Commerce
541-382-3221
Fax: 541-385-9929
Email: shelley@bendchamber.org
Web: BendChamber.org/membership/association-health-plan
777 NW Wall St Ste 200, Bend OR 97703