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Special enrollment period recap

Special enrollment periods (SEP) in Idaho, Montana, Oregon, and Washington began in February or March. SEPs may include consumers on and off the exchange. Because each state has its own rules and dates, we’re providing a recap of dates and information about changing plans.

Note about expanded eligibility for financial assistance: Individuals and families may be newly eligible for Advanced Premium Tax Credits (APTC) if earning over 400% of the federal poverty level, or may be eligible for greater APTC if earning less than 400% of the federal poverty level. 

 

Idaho

The special enrollment period began March 1 and ended April 30, 2021.

If a member obtained their coverage through the exchange and has questions, they can call 855-944-3246 or visit YourHealthIdaho.org.

Changing plans: Members needed a qualifying life event to make any changes to their PacificSource plan.

Timing of coverageApplications received: 

  • March 1–31 had an April 1 coverage effective date.
  • April 1–30 had a May 1 coverage effective date.

 

  Montana

The special enrollment period began February 15 and ends August 15, 2021.

Changing plans: Current PacificSource members are allowed plan changes without a qualified life event.

Timing of coverage—Applications received:

  • February 15–28 had a March 1 coverage effective date.
  • March 1–31 had an April 1 effective date.
  • March 16–April 15 had a May 1 effective date.
  • April 16–May 15 have a June 1 effective date.
  • May 16–June 15 have a July 1 effective date.
  • June 16–July 15 have an August 1 effective date.
  • July 16–Aug. 15 have a September 1 effective date.

 

 Oregon

The special enrollment period began February 15 and ends August 15, 2021.

Changing plans: No plan changes are allowed for current members, unless there is a qualifying life event.

Timing of coverage—Applications received:

  • February 15–28 had a March 1 coverage effective date.
  • March 1–31 had an April 1 effective date.
  • March 16–April 15 had a May 1 effective date.
  • April 16–May 15 have a June 1 effective date.
  • May 16–June 15 have a July 1 effective date.
  • June 16–July 15 have an August 1 effective date.
  • July 16–August 15 have a September 1 effective date.

 

 Washington

The special enrollment period began February 15 and ends August 15, 2021.

Changing plans: Members may change to a different PacificSource plan. If they purchased their insurance through the marketplace and wish to make this change, they can call 855-923-4633.

If the member has experienced job loss or another qualifying life event, please consider a PacificSource Silver plan.

Timing of coverage—Applications received:

  • February 15 had a March 1 coverage effective date.
  • Feb. 16–March 15 had an April 1 effective date.
  • March 16–April 15 had a May 1 effective date.
  • April 16–May 15 have a June 1 effective date.
  • May 16–June 15 have a July 1 effective date.
  • June 16–July 15 have an August 1 effective date.
  • July 16–August 15 have a September 1 effective date.