Northwest Wood Products Trust Health Plan Options
Through a Northwest Wood Products Trust membership, your clients can access health plan benefits usually reserved for larger organizations
Benefit features
- No referrals required
- No-cost preventive care
- On-demand video or phone-based telehealth doctor visits through our provider partners, including Teladoc®
- HSA plans available
- Worry-free travel with global emergency medical services from Assist America®
- Centralized HR and benefits services from the Zywave Client Cloud portal
- Calendar-year benefits
- Optional Vision, Chiropractic, and Orthodontia coverage
- All out-of-pocket costs go toward annual limit
Check out our documents and forms for more benefits and plan details.
Plan participation
To participate in one of the NWPT plans, your business must maintain an Associate Agreement with Gossard and Associates. At least two people need to enroll in a group. Domestic Partner Benefits, Acupuncture/Chiropractic Manipulation, and Vision coverage are available to all groups. Dental plans are available to all medical groups and on a stand-alone basis for groups of five or more. Orthodontic coverage is available to groups of ten or more enrolled employees.
2026 Medical Plans
| Plan | Deductible | Office visits no deductible, member pays: | Most other services After deductible, member pays: | Summaries without Chiropractic by Network | Summaries with Chiropractic by Network |
| 1000+20-40_30+Rx | $1,000 | Primary/Urgent Care: $20* Specialist: $40* | 30% | Navigator | Navigator |
| 1000+20-30_20+Rx | $1,000 | Primary/Urgent Care: $20* Specialist: $30* | 20% | Voyager | Voyager |
| 1500+20-40_30+Rx | $1,500 | Primary/Urgent Care: $20* Specialist: $40* | 30% | Navigator | Navigator |
| 1500+20-30_30+Rx | $1,500 | Primary/Urgent Care: $20* Specialist: $30* | 30% | Voyager | Voyager |
| 2000+20-40_30+Rx | $2,000 | Primary/Urgent Care: $20* Specialist: $40* | 30% | Navigator Voyager | Navigator Voyager |
| 2500+20-40_30+Rx | $2,500 | Primary/Urgent Care: $20* Specialist: $40* | 30% | Navigator | Navigator |
| 2500+25-50_20+Rx | $2,500 | Primary/Urgent Care: $25* Specialist: $50* | 20% | Voyager | Voyager |
| 3500+20-40_30+Rx | $3,500 | Primary/Urgent Care: $20* Specialist: $40* | 30% | Navigator Voyager | Navigator Voyager |
| 5000+25-50_30+Rx | $5,000 | Primary/Urgent Care: $25* Specialist: $50* | 30% | Navigator Voyager | Navigator Voyager |
| Core 5000+35-70_50+Rx | $5,000 | Primary: $35* Urgent Care/ Specialist: $70* | 50% | Navigator Voyager | Navigator Voyager |
| HSA 3400_20+Rx | $3,400 | After deductible, 20% | 20% | Navigator Voyager | Navigator Voyager |
| HSA 4000+Rx | $4,000 | Covered in Full | Covered in Full | Navigator Voyager | Navigator Voyager |
*Not subject to deductible
2026 Vision Option
2026 Dental Plans
| Plan Type | Deductible | Annual max benefit | Preventive services No deductible, member pays | Basic services After deductible, member pays | Major services After deductible, member pays | Plan Summaries |
| Dental PPO Plus 0-20-50 50-1000 | $0 | $1,000 | Covered in full | 20% | 50% | Dental PPO Plus 0-20-50 50-1000 |
| Dental PPO Plus 0-20-50 50-1500 | $0 | $1,500 | Covered in full | 20% | 50% | Dental PPO Plus 0-20-50 50-1500 |
| Dental Choice Plus 0-20-50 50-1000 | $50 | $1,000 | Covered in full | 20% | 50% | Dental Choice Plus 0-20-50 50-1000 |
| Dental Choice Plus 0-20-50 25-1500 | $25 | $1,500 | Covered in full | 20% | 50% | Dental Choice Plus 0-20-50 25-1500 |
Documents and forms
Looking for other forms? Visit our documents and forms page
Benefits for you and your clients
Broad care and product options
In-network care throughout the Northwest and across the nation
Members get in-network access to care across our service area of Oregon, Idaho, Montana, and Clark and Cowlitz Counties in Washington. Outside of our service area, members can also see contracted providers at in-network rates through a partnership with Aetna Signature Administrators®.
A variety of products based on where your group is headquartered
Navigator – all of Oregon
Voyager – Jackson, Josephine, Douglas, Malheur, and Baker counties
Questions?
For you or your clients, help is never more than a phone call away.
Johnson Benefit Planning
Office: 541-382-3571
Fax: 541-382-3807
JBPAdmin@johnsonbenefitplanning.com
550 NW Franklin Ave, Ste 378
Bend, OR 97703
PacificSource
Group Benefit Questions:
Stephanie Woodward, Senior Account Executive
Direct: 971-222-1079
Stephanie.Woodward@PacificSource.com
Enrollment and Billing Questions:
Toll-free: 866-999-5583
Fax: 541-225-3642
Membership@PacificSource.com