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Help your employees reduce healthcare costs, while lowering your company’s tax liability.

Give them a complete benefits package with administrative services offerings from 
PacificSource Administrators, Inc.

All our services include:

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Secure online account access
Female Customer Service Agent
Excellent customer service
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Quick and accurate claims administration
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Employee educational materials

Flexible Spending Accounts (FSA)

  • Employee-funded, with optional employer contributions
  • Reduces your organization’s FICA payments
  • Employees choose their contribution amount
  • Employees save via pre-tax payroll deductions

Find out more: Flexible Spending Accounts (FSA) flier (PDF)

Health FSA Options

 
General Purpose Health FSA

For healthcare expenses not paid for by a health plan

Eligible expenses include:

  • Deductibles, coinsurance, copays
  • Dental and vision care
  • Prescriptions and over-the-counter medicine
     
Limited-Purpose Health FSA
  • For dental and vision expenses only
  • Can be used by participants with a Health Savings Account

Limited-Scope Health FSA
  • For employees and dependents who don’t have group medical coverage
  • For dental and vision expenses only

Other FSA Options

 
Dependent Care FSA
  • For childcare, elder care, or other dependent care expenses
  • Usually provides a greater tax savings than the IRS standard dependent care tax credit
  • Participants may not claim the same expenses on the IRS standard dependent care tax credit

Premium Payment Component
  • Employees pay insurance premium expenses with pretax dollars
  • Employees can save via payroll deductions
  • Employer discount if your organization is a
  • PacificSource health plan member group
  • Reduces your organization’s FICA payments

Health Reimbursement Arrangements (HRA)

  • Employer-funded account, no contribution from employees
  • For reimbursing employee (and eligible dependent) health expenses
  • Offers flexibility for employers to set the rules of the arrangement
  • Often paired with a high-deductible health plan (HDHP)
  • Employers can fund HRA with cost savings from switching to an HDHP from a copay plan
  • Employees must be enrolled in your group medical plan

Find out more: Health Reimbursement Arrangements (HRA) flier (PDF)

Transportation Benefits

  • Employees pay transit, van pooling, and parking expenses with pretax dollars
  • Must be work-related transportation
  • Reduces your organization’s FICA payments
  • Employees choose their monthly contribution amount
  • We issue reimbursement via direct deposit or checks
  • Employer can choose to carry over unused funds from previous year

Find out more: Transportation Fringe Benefit flier (PDF)

Premium Only Plans (POP)

  • Employees pay insurance premium expenses with pretax dollars
  • Employees can save via payroll deductions
  • Employer discount if your organization is a PacificSource health plan member group
  • Reduces your organization’s FICA payments

Find out more: Premium Only Plans (POP) flier (PDF)

Prepaid Benefit Debit Card

  • An option with our FSA, TFB, and HRA plans, at no additional cost
  • Prepaid MasterCard for employees
  • Draws on the stored value of funds in the account
  • Employees can easily pay for qualified expenses, automatically

COBRA and Retiree Administration

  • For employees and dependents who no longer qualify for your health plan coverage
  • Helps you smoothly navigate a tricky and compliance-heavy process
  • We track necessary notifications, time periods, and billing

Find out more: COBRA and Retiree Administration flier (PDF)

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