A more complete benefits package
From spending accounts to COBRA, give your employees more choices for controlling their healthcare costs.
Help your employees reduce healthcare costs, while lowering your company’s tax liability.
Give your employees a complete benefits package with our administrative services offerings from PacificSource Administrators, Inc.
All our services include:
Secure online account access
Excellent customer service
Quick and accurate claims administration
Flexible Spending Accounts (FSA)
- Employees pay for health and childcare expenses with pretax dollars
- Reduces your organization’s FICA payments
- Employees choose their annual contribution amount
- We issue reimbursement via direct deposit or checks
Find out more: Download the FSA flier
General Purpose Health FSA
For healthcare expenses not covered by a health plan
Eligible expenses include:
- Deductibles, coinsurance, copays
- Dental and vision care
- Prescriptions and over-the-counter medicine
Dependent Care FSA
- For childcare, elder care, or other dependent care expenses
- Usually provides a greater tax savings than the IRS standard dependent care tax credit
- Participants may not claim the same expenses on the IRS standard dependent care tax credit
Limited-Purpose Health FSA
- For dental and vision expenses only
- Can be used by participants with a Health Savings Account
Limited-Scope Health FSA
- For employees and dependents who don’t have group medical coverage
- For dental and vision expenses only
Health Reimbursement Arrangements (HRA)
- Employer-funded account, no contribution from employees
- For reimbursing employee (and eligible dependent) health expenses
- Offers flexibility for employers to set the rules of the arrangement
- Often paired with a high-deductible health plan (HDHP)
- Employers can fund HRA with cost savings from switching to an HDHP from a copay plan
- Employees must be enrolled in your group medical plan
Find out more: Download the HRA flier
Transportation Benefits
- Employees pay transit, van pooling, and parking expenses with pretax dollars
- Must be work-related commuting
- Reduces your organization’s FICA payments
- Employees choose their monthly contribution amount
- We issue reimbursement via direct deposit or checks
- Employer can choose to carry over unused funds from previous year
Find out more: Download the Transportation Fringe Benefit flier
Premium Only Plans (POP)
- Employees pay insurance premium expenses with pretax dollars
- Employees can save via payroll deductions
- Employer discount if your organization is a PacificSource health plan member group
- Reduces your organization’s FICA payments
Find out more: Download the POP flier
COBRA and Retiree Administration
- For employees and dependents who no longer qualify for your health plan coverage
- Helps you smoothly navigate a tricky and compliance-heavy process
- We track necessary notifications, time periods, and billing
Find out more: Download the COBRA and Retiree Administration Flier
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