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Help your employees reduce healthcare costs, while lowering your company’s tax liability.

Give your employees a complete benefits package with our administrative services offerings from PacificSource Administrators, Inc.

All our services include:

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Secure online account access
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Excellent customer service
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Quick and accurate claims administration

Flexible Spending Accounts (FSA)

  • Employees pay for health and childcare expenses with pretax dollars
  • Reduces your organization’s FICA payments
  • Employees choose their annual contribution amount
  • We issue reimbursement via direct deposit or checks

Find out more: Download the FSA flier

General Purpose Health FSA

For healthcare expenses not covered by a health plan

Eligible expenses include:

  • Deductibles, coinsurance, copays
  • Dental and vision care
  • Prescriptions and over-the-counter medicine

Dependent Care FSA

  • For childcare, elder care, or other dependent care expenses
  • Usually provides a greater tax savings than the IRS standard dependent care tax credit
  • Participants may not claim the same expenses on the IRS standard dependent care tax credit

Limited-Purpose Health FSA

  • For dental and vision expenses only
  • Can be used by participants with a Health Savings Account

Limited-Scope Health FSA

  • For employees and dependents who don’t have group medical coverage
  • For dental and vision expenses only

Health Reimbursement Arrangements (HRA)

  • Employer-funded account, no contribution from employees
  • For reimbursing employee (and eligible dependent) health expenses
  • Offers flexibility for employers to set the rules of the arrangement
  • Often paired with a high-deductible health plan (HDHP)
  • Employers can fund HRA with cost savings from switching to an HDHP from a copay plan
  • Employees must be enrolled in your group medical plan

Find out more: Download the HRA flier

Transportation Benefits

  • Employees pay transit, van pooling, and parking expenses with pretax dollars
  • Must be work-related commuting
  • Reduces your organization’s FICA payments
  • Employees choose their monthly contribution amount
  • We issue reimbursement via direct deposit or checks
  • Employer can choose to carry over unused funds from previous year

Find out more: Download the Transportation Fringe Benefit flier

Premium Only Plans (POP)

  • Employees pay insurance premium expenses with pretax dollars
  • Employees can save via payroll deductions
  • Employer discount if your organization is a PacificSource health plan member group
  • Reduces your organization’s FICA payments

Find out more: Download the POP flier

COBRA and Retiree Administration

  • For employees and dependents who no longer qualify for your health plan coverage
  • Helps you smoothly navigate a tricky and compliance-heavy process
  • We track necessary notifications, time periods, and billing

Find out more: Download the COBRA and Retiree Administration Flier

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