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Get the health insurance features you want

(but may not even know existed)

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Convenience

No referrals required by our plans
to see a specialist

Digital member ID cards
via our website and mobile app

Easy online access
to your benefit info from desktop, tablet, or mobile app

Mail-order and retail pharmacy
for up to a 90-day supply

Online provider directory
to easily find who’s in-network

On-demand telehealth
visits with doctors and other providers

Worry-free travel
with global emergency medical services
from Assist America®

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Cost savings

$0 copays on select preventive
prescription drugs from in-network pharmacies

$0 copays on immunizations
and select no-cost preventive care from in-network providers

Affordable fitness center access
from our partner, Active&Fit Direct™

WW®
Weight-management program discount

24-Hour NurseLine
at no cost

Up to $500 for injuries due to accident
except for Washington customers

Reimbursement of up to $150
for health and wellness classes

No-cost care management
for chronic conditions

Prenatal program
with info and consultations for expectant mothers

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In-network care, in more than your own backyard

All of our Individual and Family plans offer in-network and out-of-network benefits, and access to in-network providers across our four-state area.

Our products for you and your family include:

Showing information for:

Voyager products use our preferred provider network and are suited for a company culture that favors a more self-directed experience.

Access to a broad network of doctors and hospitals

Our products feature in-network care across all four states we serve.


Navigator is our coordinated care product, where a member’s personal provider is navigating care within a network of health professionals.

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care

The doctors and hospitals you want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

washington usa map four state

Washington:

MultiCare Logo Legacy Health Logo Vancouver Logo MultiCare connected care logo

An employee's personal provider navigates care within a coordinated network of hospitals, clinics, and doctors. This encourages members and their doctors to jointly take an active role in maintaining or improving a member's health. 

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care

How Navigator benefits employers

Employees experience seamless, accountable care—the result of the efficiencies and expertise of a dedicated team of providers.

Multiple plan designs
Multiple plan designs
Controlled costs
Controlled costs
Clinical integration
Clinical integration
Unified communications
Unified communications

Give your staff access to the doctors and hospitals they want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

oregon state map

Oregon:

Legacy Health Partners Logo St. Charles Health System Logo Legacy Health Logo Central Oregon Independent Practice Association Logo

An employee's personal provider navigates care within a coordinated network of hospitals, clinics, and doctors. This encourages members and their doctors to jointly take an active role in maintaining or improving a member's health. 

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care


How Navigator benefits employers

Employees experience seamless, accountable care—the result of the efficiencies and expertise of a dedicated team of providers.

Multiple plan designs
Multiple plan designs
Controlled costs
Controlled costs
Clinical integration
Clinical integration
Unified communications
Unified communications

Give your staff access to the doctors and hospitals they want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

Oregon:

Legacy Health Partners Logo Central Oregon Independent Practice Association Logo Legacy Health Logo St. Charles Medical Center Logo

Navigator is our coordinated care product, where a member’s personal provider is navigating care within a network of health professionals.

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care

The doctors and hospitals you want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

montana state map

Montana:

Billings Clinic Logo Providence St. Patrick Hospital Logo Kalispell Regional Healthcare Logo Community Medical Centers Logo St. Peter's Health Logo

An employee's personal provider navigates care within a coordinated network of hospitals, clinics, and doctors. This encourages members and their doctors to jointly take an active role in maintaining or improving a member's health. 

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care

How Navigator benefits employers

Employees experience seamless, accountable care—the result of the efficiencies and expertise of a dedicated team of providers.

Multiple plan designs
Multiple plan designs
Controlled costs
Controlled costs
Clinical integration
Clinical integration
Unified communications
Unified communications

Give your staff access to the doctors and hospitals they want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

idaho state map

Idaho:

St. Luke's Health Partners Logo Patient Quality Alliance Logo

An employee's personal provider navigates care within a coordinated network of hospitals, clinics, and doctors. This encourages members and their doctors to jointly take an active role in maintaining or improving a member's health. 

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care

How Navigator benefits employers

Employees experience seamless, accountable care—the result of the efficiencies and expertise of a dedicated team of providers.

Multiple plan designs
Multiple plan designs
Controlled costs
Controlled costs
Clinical integration
Clinical integration
Unified communications
Unified communications

Give your staff access to the doctors and hospitals they want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

washington usa map four state

Washington:

MultiCare Logo Vancouver Clinic Legacy Health Logo MultiCare connected care logo

Navigator is our coordinated care product, where a member’s personal provider is navigating care within a network of health professionals.

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care

The doctors and hospitals you want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

idaho state map

Idaho:

St. Luke's Health Partners Logo Patient Quality Alliance Logo

An employee's personal provider navigates care within a coordinated network of hospitals, clinics, and doctors. This encourages members and their doctors to jointly take an active role in maintaining or improving a member's health. 

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care

How Navigator benefits employers

Employees experience seamless, accountable care—the result of the efficiencies and expertise of a dedicated team of providers.

Multiple plan designs
Multiple plan designs
Controlled costs
Controlled costs
Clinical integration
Clinical integration
Unified communications
Unified communications

Give your staff access to the doctors and hospitals they want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

montana state map

Montana:

Community Medical Centers Logo Providence St. Patrick Hospital Logo Kalispell Regional Healthcare Logo Billings Clinic Logo

An employee's personal provider navigates care within a coordinated network of hospitals, clinics, and doctors. This encourages members and their doctors to jointly take an active role in maintaining or improving a member's health. 

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care

How Navigator benefits employers

Employees experience seamless, accountable care—the result of the efficiencies and expertise of a dedicated team of providers.

Multiple plan designs
Multiple plan designs
Controlled costs
Controlled costs
Clinical integration
Clinical integration
Unified communications
Unified communications

Give your staff access to the doctors and hospitals they want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

montana state map

Montana:

Community Medical Centers Logo Providence St. Patrick Hospital Logo Kalispell Regional Healthcare Logo St. Peter's Health Logo Billings Clinic Logo

Navigator is our coordinated care product, where a member’s personal provider is navigating care within a network of health professionals.

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care

The doctors and hospitals you want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

oregon usa map four state

Oregon:

Legacy Health Logo Legacy Health Partners Logo St. Charles Health System Logo Central Oregon Independent Practice Association Logo

An employee's personal provider navigates care within a coordinated network of hospitals, clinics, and doctors. This encourages members and their doctors to jointly take an active role in maintaining or improving a member's health. 

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care

How Navigator benefits employers

Employees experience seamless, accountable care—the result of the efficiencies and expertise of a dedicated team of providers.

Multiple plan designs
Multiple plan designs
Controlled costs
Controlled costs
Clinical integration
Clinical integration
Unified communications
Unified communications

Give your staff access to the doctors and hospitals they want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

washington usa map four state

Washington:

MultiCare Vancouver Clinic Legacy Health MultiCare connected care logo

An employee's personal provider navigates care within a coordinated network of hospitals, clinics, and doctors. This encourages members and their doctors to jointly take an active role in maintaining or improving a member's health. 

Navigator supports:

  • Member engagement
  • Shared decision making with providers
  • Easy access to care

How Navigator benefits employers

Employees experience seamless, accountable care—the result of the efficiencies and expertise of a dedicated team of providers.

Multiple plan designs
Multiple plan designs
Controlled costs
Controlled costs
Clinical integration
Clinical integration
Unified communications
Unified communications

Give your staff access to the doctors and hospitals they want.

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

idaho state map

Idaho:

St. Luke's Health Partners Logo Patient Quality Alliance Logo

Pathfinder is a unique offering, just for Portland tri-county area-based organizations.

It is designed to focus on the healthcare professionals and facilities of Legacy Health, OHSU, Adventist Health, and Tuality Healthcare.

Give your staff more doctors and hospitals to choose from

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

oregon usa map wide for voyager

Oregon:

Legacy Health Partners Logo Legacy Health Logo PortlandClinic logo

Pathfinder is a unique offering, just for Portland tri-county area-based organizations.

It is designed to focus on the healthcare professionals and facilities of Legacy Health, OHSU, Adventist Health, and Tuality Healthcare.


Give your staff more doctors and hospitals to choose from

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

oregon usa map wide for voyager

Oregon:

Legacy Health Logo Legacy Health Partners Logo PortlandClinic logo OHSU

Voyager products use our preferred provider organization, and are suited for a person who favors a more self-directed experience.

The doctors and hospitals you want

Our products feature in-network care across all four states we serve.

Idaho Voyager Map

Voyager products use our preferred provider network and are suited for a company culture that favors a more self-directed experience.

Access to a broad network of doctors and hospitals

Our products feature in-network care across all four states we serve.

 

blue four state map with Idaho highlighted in green

Voyager products use our preferred provider network and are suited for a company culture that favors a more self-directed experience.

Access to a broad network of doctors and hospitals

Our products feature in-network care across all four states we serve.

idaho state map for voyager

Voyager products use our preferred provider organization, and are suited for a person who favors a more self-directed experience.

The doctors and hospitals you want

Our products feature in-network care across all four states we serve.


Voyager products use our preferred provider network and are suited for a company culture that favors a more self-directed experience.

Access to a broad network of doctors and hospitals

Our products feature in-network care across all four states we serve.

montana state map voyager

SmartChoice offers coordinated care for the Central Wilamette Valley, where a member’s personal provider is navigating care within a network of health professionals.

The doctors and hospitals you want

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

Oregon:

Legacy Health Logo Peace Health Logo Samaritan Health Services Logo McKenzie Willamette Medical Center Logo OHSU logo

Voyager products use our preferred provider network and are suited for a company culture that favors a more self-directed experience.

Access to a broad network of doctors and hospitals

Our products feature in-network care across all four states we serve.

 

blue four state map with Montana highlighted in green

Voyager products use our preferred provider network and are suited for a company culture that favors a more self-directed experience.

Access to a broad network of doctors and hospitals

Our products feature in-network care across all four states we serve.


Voyager products use our preferred provider network and are suited for a company culture that favors a more self-directed experience.

Access to a broad network of doctors and hospitals

Our products feature in-network care across all four states we serve.

 

washington usa map four state

Voyager products use our preferred provider network and are suited for a company culture that favors a more self-directed experience.

Access to a broad network of doctors and hospitals

Our products feature in-network care across all four states we serve.

 

oregon usa map wide for voyager

SmartChoice offers coordinated care for Southern Oregon and the Willamette Valley.

Give your staff access to the doctors and hospitals they want

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

Oregon:

Legacy Health Logo Mckenzi Willamette Medical Center Logo Peace Health Logo Asante Logo OHSU logo

SmartChoice offers coordinated care for Southern Oregon and the Willamette Valley.

Give your staff access to the doctors and hospitals they want

Our products feature in-network care across all four states we serve.

See below for our key provider partners in your home state.

oregon state map

Oregon:

Legacy Health Logo Peace Health Logo McKenzie Willamette Medical Center Logo Asante Logo OHSU logo

Dental Products

Our dental products can be purchased with one of our health plans or separately.
Product availability varies by location. No dental plans are available in Washington.

 


Dental Choice

Gives you the freedom to see any dentist you choose.


Dental Advantage

You can access in-network dentists across
Idaho, Oregon, and SW Washington.

30 Seconds or Less

That’s the average wait time before someone answers when calling PacificSource customer service, according to internal call reports. No phone trees. Just real, knowledgeable people, ready to help.

“I love how PacificSource is part of my whole healthcare team—like my doctor, pharmacist, and nurses. Their commitment basically helped me regain my health.”

Susan S. | Eugene
PacificSource Member

“Our broker described PacificSource as the best of insurers, and he was right. I love PacificSource. Best experience ever.”

Erin M. | Portland
PacificSource Member

Already a member?

Want personalized information about your health insurance? Log in to our secure member portal, InTouch.

Health insurance is complicated. We simplify
it for you.

Cut through the jargon.

Demystify healthcare and health insurance with our learning center.

Make a health plan choice you can feel good about.

Here’s a glance at some general plan categories. The difference between the metal levels is how much you’ll pay for care versus how much the plan will cover. Get more specific plans for your needs by clicking the button below. And please feel free to call us at any time during the process.

Gold

Compared to Silver plans, these plans have higher monthly premiums but lower out-of-pocket costs.

Silver

Compared to Bronze plans, these plans have higher monthly premiums but lower out-of-pocket costs.

Bronze

These plans have the lowest monthly premiums but the highest out-of-pocket costs.

 
 

Monthly Premiums

 

Deductibles

 

Out-of-pocket

 

Cost

 
 
 
*Bronze plans not available in all markets

Want pricing information?

First, tell us a little about yourself.